Health Insurance
Reliable health insurance solutions for individuals and families
Scope of Coverage
AJIG’s health insurance programs include a range of essential medical coverages, with the option to provide additional benefits based on the approved program, including:
Inpatient medical services
Outpatient and consultations
Laboratory and diagnostics
Approved medications and treatments
Emergency services
Additional coverages per program and policy
Coverage Categories
Health insurance programs are designed to meet the needs of multiple segments, in line with the requirements of each category, including:
- Individuals
- Families
- Working individuals
- Other categories per available programs
Medical Service Provider Network
Health insurance services at AJIG are managed in collaboration with the National Health Insurance Management Company (NatHealth), the accredited and leading provider in medical insurance administration, and through accredited medical networks that include hospitals, doctors, pharmacies, and laboratories across the Kingdom.
Medical Claims and Service Process
AJIG adopts a clear and organized process for handling medical claims, ensuring prompt processing and full transparency, including the following:
- Settlements with providers within defined timelines
- Cash claim settlements within approved timeframes
- Dedicated case follow‑up teams
- Ongoing communication and guidance
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Why AJIG in Health Insurance
- Solid sector experience
- Partnerships with specialized administrators
- Efficient claim processing and settlement
- Transparent procedures
Regulatory Notes
All coverages are subject to policy terms and conditions, and Medical approvals are processed per administrator procedures