Health Insurance

Reliable health insurance solutions for individuals and families

AJIG’s health insurance offers a comprehensive framework for medical protection, aiming to facilitate healthcare access, maintain treatment continuity, and manage medical costs efficiently and transparently

Scope of Coverage

AJIG’s health insurance programs include a range of essential medical coverages, with the option to provide additional benefits based on the approved program, including:

Inpatient medical services

Outpatient and consultations

Laboratory and diagnostics

Approved medications and treatments

Emergency services

Additional coverages per program and policy

Coverage Categories

Health insurance programs are designed to meet the needs of multiple segments, in line with the requirements of each category, including:

  • Individuals
  • Families
  • Working individuals
  • Other categories per available programs

Medical Service Provider Network

Health insurance services at AJIG are managed in collaboration with the National Health Insurance Management Company (NatHealth), the accredited and leading provider in medical insurance administration, and through accredited medical networks that include hospitals, doctors, pharmacies, and laboratories across the Kingdom.

Medical Claims and Service Process

AJIG adopts a clear and organized process for handling medical claims, ensuring prompt processing and full transparency, including the following:

  • Settlements with providers within defined timelines
  • Cash claim settlements within approved timeframes
  • Dedicated case follow‑up teams
  • Ongoing communication and guidance

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Why AJIG in Health Insurance

  • Solid sector experience
  • Partnerships with specialized administrators
  • Efficient claim processing and settlement
  • Transparent procedures
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Regulatory Notes

All coverages are subject to policy terms and conditions, and Medical approvals are processed per administrator procedures