Engineering Insurance

Insurance solutions designed to protect engineering projects and ensure continuity across all stages of execution.

AJIG provides specialized engineering insurance that protects construction and engineering projects throughout execution, mitigating financial losses arising from unforeseen risks through professionally assessed, project-specific coverage.

Our engineering insurance solutions are grounded in detailed professional risk assessments and tailored coverage structures that support business continuity and protect the interests of all stakeholders.

Engineering insurance at AJIG is built on precise professional risk assessment, with coverages tailored to each project’s nature, scale, and technical complexity.

Types of Engineering Insurance

AJIG offers a comprehensive portfolio of engineering insurance programs designed to cover diverse project types and associated risks, including:

Contractors’ All Risks Insurance (CAR)

Erection All Risks Insurance (EAR)

Engineering Equipment and Machinery Insurance

Machinery Breakdown Insurance

Special Engineering Projects Insurance

The appropriate insurance program is determined based on the project’s nature and technical requirements.

Scope of Coverage

AJIG’s engineering insurance programs include a range of core coverages that may vary depending on policy type and project characteristics, including:

Physical damage to works during execution

Site-related risks and surrounding conditions

Equipment and machinery used in the project

Third-party civil liability

Additional coverages based on project requirements

Note: All coverage and limits are subject to the terms and conditions of the issued insurance policy.

Types of Covered Projects

AJIG’s engineering insurance covers a wide range of projects, including but not limited to:

  • Construction and building projects
  • Infrastructure projects
  • Industrial projects
  • Government projects
  • Private sector projects

Each project is assessed independently to determine the most appropriate coverage scope.

Risk Management and Inspection

Risk Prevention Begins Before Policy Issuance

AJIG applies a comprehensive and professional approach to engineering risk management, beginning prior to policy issuance and continuing throughout project execution, including:

  • Technical risk assessment
  • Site inspections
  • Risk mitigation recommendations
  • Ongoing technical follow-up when required

Engineering Claims Management

Clear processes. Faster resolution.

AJIG follows a clear institutional framework for managing engineering claims, ensuring timely handling and transparent procedures, including:

  • Claim submission under approved procedures
  • Technical assessment in coordination with specialized experts
  • Settlement follow-up
  • Clear insurance decisions in line with approved standards

Why AJIG for Engineering Insurance

  • Experience in insuring major engineering projects
  • Professional handling of complex risks
  • Specialized technical teams
  • Compliance with engineering and insurance standards
  • Strong reinsurance partnerships
Contact the Engineering Insurance Team

Regulatory Notes

  • Coverage varies based on project nature and policy type
  • All coverages are subject to policy terms and conditions
  • Certain projects may require technical inspections prior to policy issuance